Commercial Insurance

You've worked hard to grow your business, and the right coverage keeps it standing strong. At East Texas Affordable Insurance, we help local business owners find policies that protect against the unexpected without breaking the budget. From general liability to commercial auto and everything in between, our team is here to guide you through your options and find the perfect fit.

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General Liability

Protects against customer injuries and property damage claims.

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Commercial Property

Covers buildings, equipment, and inventory from damage or loss.

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Workers' Compensation

Pays medical costs and wages for injured employees.

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Business Owner's Policy

Bundles liability and property coverage for small businesses.

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Commercial Auto

Covers business vehicles for accidents and damage claims.

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Professional Liability

Covers errors, omissions, and negligence in professional services.

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Commercial Umbrella

Extra liability coverage above your primary policy limits.

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Cyber Liability

Protects against data breaches and cyber attacks.

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Inland Marine

Covers mobile equipment and property in transit.

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Commercial Flood

Protects business property from flooding and water damage.

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Hired Non-Owned Auto

Covers liability for employee-owned or rental vehicles.

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Business Interruption

Replaces lost income when disasters halt business operations.

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Directors and Officers

Protects leadership from lawsuits over management decisions.

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Crime Insurance

Covers losses from theft, fraud, and employee dishonesty.

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Builder's Risk

Covers buildings and materials during construction projects.

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Liquor Liability

Covers claims from serving alcohol to patrons.

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Excess Liability

Provides extremely high liability limits above umbrella coverage.

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Surety Bonds

Guarantees work completion and fulfillment of obligations.

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Tenant Improvements

Covers upgrades and modifications to leased business space.